| Subject: | Re: [socialcredit] Putting it all together | | Date: | Friday, January 13, 2006 20:59:45 (-0700) | | From: | Martin Hattersley <hattersleyjm @.........com>
|
| In reply to: | Message 3374 (written by John G Rawson) |
Frankly, I didn't get all that far. We had one game one evening, and it taught
me all I needed to know, and it was so depressing that to make it into a "game"
would be a misnomer. I later tried it on a group of friends from Mensa - again
with much the same result.
The chief thing is to make the Banker also a player, and players deposit, say,
half their currency in the bank for safe keeping. The banker then makes loans -
coutiously at first, because other players might be smart enough to "break the
bank". The banker charges 10% interest on loan balances when "GO"is passed, and
pays 5% interest on balances to depositors when they pass "GO". He also has the
right to demand repayment of loans as and when he wishes. Most importantly, rent
on property that is mortgaged gets paid to the banker. There is also a Central
Banker, who represents the State, selling property and taking payment therefor,
and issuing the $200 for passing "GO". (I've not yet worked out how to also
include the National Debt and interest payments thereon, but I'm sure it could be
done).
Progressively, the banker obtains more and more influence, and can quite easily
become the monopolist by the end of the game.
Bank loans are kept on a sheet of paper for each player. I did try this out one
afternoon with a group of games players from my Mensa group - it was wonderful to
see the scales fall from their eyes as they beheld the ultra-simple method by
which bank money is created. I don't think they'd ever thought of this before.
Martin Hattersley
1970-10123-99 St.,
EDMONTON AB CANADA
Phone (780)423-4081;Fax(780)425-5247
e-mail: hattersleyjm@interbaun.com
----- Original Message -----
From: John G Rawson
To: socialcredit@elistas.com
Sent: Friday, January 13, 2006 1:10 AM
Subject: Re: [socialcredit] Putting it all together
Martin, how far did you go with the Monopoly game? I've been toying for yers
with the idea of a similar game run according to real life rules, to show how the
present system doesn't work. Without continual expansion etc.
I'd be interested in hearing more on this. Regards. John R.
----------------------------------------------------------------------------
From: "Martin Hattersley" <hattersleyjm@interbaun.com>
Reply-To: socialcredit@elistas.com
To: <socialcredit@elistas.com>
Subject: Re: [socialcredit] Putting it all together
Date: Tue, 10 Jan 2006 21:42:37 -0700
>Just one more thought on this. When I did my simulation of banking
>in a Monopoly game, one thing I noticed very quickly was that income
>from interest was not really a very big factor in the bank's
>profits. What really made the profit was to blow up the money supply
>with big loans, and then create a "credit squeeze" by calling those
>loans in, and so obtain foreclosed property at fire sale prices.
>These would then be sold again at a very good profit when new credit
>was created to bring about boom conditions once more.
>
>It's known as the "trade cycle"!
>
>Martin Hattersley
>1970-10123-99 St.,
>EDMONTON AB CANADA
>Phone (780)423-4081;Fax(780)425-5247
>e-mail: hattersleyjm@interbaun.com
>----- Original Message ----- From: "Kenneth Palmerton"
><kenpalmerton@cix.compulink.co.uk>
>To: <socialcredit@elistas.com>
>Cc: <kenpalmerton@cix.compulink.co.uk>
>Sent: Tuesday, January 10, 2006 9:28 AM
>Subject: Re: [socialcredit] Putting it all together
>
>
>>In-Reply-To: <001e01c61539$eeabe640$bad44246@cc.shawcable.net>
>>Hi Joe.
>>
>>Although we here in the UK have not yet gone the way of Canada,
>>most
>>current accounts here do NOT attract fees to operate, the writing
>>is on
>>our wall too.
>>
>>For me, if our banks DID merely act as our bookkeepers, a valuable
>>service, I for one think they are entitled to be paid for that
>>service.
>>"Every labourer is worthy of their hire ":-)
>>
>>But, and it is a BIG but. The history of the development of banking
>>leaves
>>us with no option but the understanding that at the centre of
>>banking, its
>>control, is the wish to dominate by control of the ISSUE of the
>>medium of
>>exchange we use.
>>
>>An issue as debt, and with a price upon that essential service
>>that has
>>been created out of nothing. A price as high as can be squeezed
>>out of a
>>needful population. Leading inevitably to escalating indebtedness,
>>and
>>slavery.
>>
>>This is extortion, and the price should be called what it is in
>>reality,
>>USURY.
>>
>>The two issues have been allowed to become inextricably linked in
>>the
>>minds of the people. We with our tiny current accounts are the
>>small beer
>>of banking after all. So maybe we should try to de link them.
>>
>>Ken.
>>
>>-------- Original Message --------
>>
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>>Mon, 09 Jan 2006 09:28:50 -0700 (MST)
>>Date: Mon, 09 Jan 2006 08:29:58 -0800
>>From: Joe Thomson <thomsonhiyu@shaw.ca>
>>To: socialcredit@elistas.com
>>Message-id: <001e01c61539$eeabe640$bad44246@cc.shawcable.net>
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>>Subject: Re: [socialcredit] Putting it all together
>>X-Envelope-To: kenpalmerton@cixcouk.cix.co.uk
>>X-UIDL: _EKF.batwDB.mta05.mx
>>
>>------=_NextPart_000_001B_01C614F6.E03DE1A0
>>Content-Type: text/plain;
>> charset="iso-8859-1"
>>Content-Transfer-Encoding: quoted-printable
>>
>>Hello Bill (McGunnigle),
>>
>>I think most of us, in noting how Banks now charge us for what was
>>once =
>>'free', feel exactly as you do. That they are 'parasites'.
>>Amongst the =
>>few large chartered Banks in Canada that dominate the provision of
>>=
>>financial services here, there are none now that I'm aware of that
>>=
>>don't charge the depositor a monthly fee for keeping his
>>account.=20
>>
>>And they all, to my knowledge, charge for each deposit and
>>withdrawal. =
>>Though sometimes these charges are masked, by hiding them in some =
>>monthly 'Plan' fee, which gives access to a variety of other
>>services.
>>
>>Be that as it may, and however much we may all detest it, I think
>>we =
>>might be wise to look beyond that. To the 'big picture'. And I
>>wonder =
>>sometimes if Banks ''as businesses'' are not somewhat beset by the
>>same =
>>problems every other business sector faces? =20
>>
>>It would seem to me that they would be. Though they may well have
>>a =
>>much better opportunity to try to pass costs on than the rest of us
>>do, =
>>it occurs to me that those 'costs' must be continually rising =
>>nonetheless.=20
>>
>>True, in dollar volume through writing more loans the Banks'
>>profits =
>>have never been higher. But if we viewed those 'loans' as their =
>>'sales', have their profits from that source as a percentage of
>>sales =
>>actually increased? Or declined. I, myself, do not know the
>>answer to =
>>that offhand. But I strongly suspect the latter. Perhaps someone
>>else =
>>on here may, and could inform us.
>>
>>Just looking at it superficially it seems that could be the case.
>>For =
>>here in Canada, as elsewhere, there is the similar ''urge to
>>merge'' =
>>amongst the big Banks as there is amongst many other large
>>businesses. I =
>>think there is ample evidence that that particular 'urge' , hidden
>>under =
>>the guise of all the reasons given broadly as 'greater efficiency',
>>is =
>>often no more than a quest for survival in businesses that are
>>actually =
>>witnessing a continuing decline in overall rate of profit.=20
>>
>>This has certainly been born out in the forest industry here in BC.
>> =
>>Where merger after merger has taken place, and, while the price of
>>the =
>>product has increased over time, and there are no doubt 'greater =
>>efficiencies' through the elimination of redundantcy , the combined
>>=
>>entities never seem to achieve the same 'rate' of profit on sales =
>>together that the previous separate ones were achieving singularly.
>>But =
>>could they have continued to achieve that 'rate' singularly had
>>they not =
>>merged? No ~ they'd have gone exactly where they're still going,
>>only =
>>faster. Straight into bankruptcy.
>>
>>It seems to me that a lot of this is the exact 'meat and potatoes'
>>that =
>>A+B is properly concerned with. And that if we could just
>>understand =
>>what Douglas is telling us, we'd be well on our way to being able
>>to =
>>push for a proper remedy.
>>
>>Joe
>> ----- Original Message -----=20
>> From: W. McGunnigle=20
>> To: socialcredit@elistas.com=20
>> Sent: Sunday, January 08, 2006 9:55 PM
>> Subject: Re: [socialcredit] Putting it all together
>>
>>
>> Hi Joe
>> Your comment about the "costs" for "Bank Services" is
>>most =
>>interesting. When my commercial bank started charging me for
>>services I =
>>didn't use I told them bluntly that I only expected to pay for
>>services =
>>relevant to my needs. Their reply was virtually take it or leave
>>it. My =
>>reply was get stuffed then and I found another bank who respected
>>my =
>>views.=20
>> However your point about how banks have deliberately
>>escalated =
>>costs over the last 20 years is well made. Once content with the =
>>substancial profits they made on loan servicing, they have
>>exploited =
>>their monopoly of money transactions in our progressively "cashless
>>=
>>society" to rip us off even more. The old "Robber Barons" have
>>nothing =
>>on these modern parasites.
>> Bill McGunnigle
>> ----- Original Message -----=20
>> From: Joe Thomson=20
>> To: socialcredit@elistas.com=20
>> Sent: Monday, January 09, 2006 2:25 PM
>> Subject: Re: [socialcredit] Putting it all together
>>
>>
>>
>>
>> (Martin wrote:-) I still like the idea of organizing =
>>"International Honesty Day" - a date (I suggest April 1st) when as
>>many =
>>folks in the world as can be persuaded to do so ask to withdraw
>>their =
>>deposits from the bank in cash "just to make sure they are there".
>>It =
>>might be educational.=20
>>
>> (Joe replies:-) If I recall correctly, the small print in the
>>back =
>>of my old, original Bank of Montreal passbook stated that the Bank
>>had =
>>up to seven days to come up with the cash. In any case, with what
>>they =
>>nick us in service fees now to make a withdrawal, coupled with a
>>further =
>>hit when we re-deposit it after our 'protest' is over, they'd
>>probably =
>>be laughing "all the way to the Bank!"=20
>>
>> I no longer have my old passbook, but I do still have a
>>little =
>>booklet that the B of M gave every new depositor when they opened
>>an =
>>account with them back in the early 1960's. It is truly amazing
>>how =
>>many services provided then, in the pre-computer era, by a Bank
>>full of =
>>people, were 'free'. =20
>>
>>
>>---------------------------------------------------------------------
>>Some introductory materials to the discussion topic of this list
>>are at
>>http://www.geocities.com/socredus/compendium
>>You're subscribed to this list with the email wmcgunn@maxnet.co.nz
>>For more information, visit
>>http://www.eListas.com/list/socialcredit
>>
>>
>>---------------------------------------------------------------------
>>Some introductory materials to the discussion topic of this list
>>are at
>>http://www.geocities.com/socredus/compendium
>>You're subscribed to this list with the email thomsonhiyu@shaw.ca
>>For more information, visit
>>http://www.eListas.com/list/socialcredit
>>
>>
>>
>>---------------------------------------------------------------------
>>Some introductory materials to the discussion topic of this list
>>are at
>>http://www.geocities.com/socredus/compendium
>>You're subscribed to this list with the email
>>kenpalmerton@cix.co.uk
>>For more information, visit
>>http://www.eListas.com/list/socialcredit
>>
>>------=_NextPart_000_001B_01C614F6.E03DE1A0
>>Content-Type: text/html;
>> charset="iso-8859-1"
>>Content-Transfer-Encoding: quoted-printable
>>
>><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
>><HTML><HEAD>
>><META http-equiv=3DContent-Type content=3D"text/html; =
>>charset=3Diso-8859-1">
>><META content=3D"MSHTML 6.00.2800.1106" name=3DGENERATOR>
>><STYLE></STYLE>
>></HEAD>
>><BODY bgColor=3D#ffffff>
>><DIV><FONT face=3DArial size=3D2>Hello Bill
>>(McGunnigle),</FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>I think most of us, in noting how
>>Banks =
>>now charge=20
>>us for what was once 'free', feel exactly as you do. That
>>they are =
>>
>>'parasites'. Amongst the few large chartered Banks in Canada
>>that =
>>dominate=20
>>the provision of financial services here, there are none now
>>that =
>>I'm=20
>>aware of that don't charge the depositor a monthly fee for
>>keeping =
>>his=20
>>account. </FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2> And they all, to my
>>knowledge, =
>>charge for=20
>>each deposit and withdrawal. Though sometimes these charges
>>are =
>>masked, by=20
>>hiding them in some monthly 'Plan' fee, which gives access to a
>>variety =
>>of other=20
>>services.</FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>Be that as it may, and however
>>much we =
>>may all=20
>>detest it, I think we might be wise to look beyond that. To
>>the =
>>'big=20
>>picture'. And I wonder sometimes if Banks ''as businesses''
>>are =
>>not=20
>>somewhat beset by the same problems every other business sector =
>>faces? =20
>></FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>It would seem to me that they
>>would =
>>be. =20
>>Though they may well have a much better opportunity to try to pass
>>costs =
>>on than=20
>>the rest of us do, it occurs to me that those 'costs' must be =
>>continually rising=20
>>nonetheless. </FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2> True, in dollar volume
>>through =
>>writing more=20
>>loans the Banks' profits have never been higher. But if we
>>viewed =
>>those=20
>>'loans' as their 'sales', have their profits from that source as
>>a=20
>><EM>percentage</EM> of sales actually increased? Or =
>>declined. I,=20
>>myself, do not know the answer to that offhand. But I =
>>strongly=20
>>suspect the latter. Perhaps someone else on here may, and
>>could =
>>inform=20
>>us.</FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>Just looking at it
>>superficially =
>>it seems that=20
>>could be the case. For here in Canada, as elsewhere, there is
>>the =
>>similar=20
>>''urge to merge'' amongst the big Banks as there is amongst many
>>other =
>>large=20
>>businesses. I think there is ample evidence that that
>>particular=20
>>'urge' , hidden under the guise of all the reasons given
>>broadly as =
>>
>>'greater efficiency', is often no more than a quest for survival in
>>=
>>businesses=20
>>that are actually witnessing a continuing <EM>decline</EM> in
>>overall=20
>><EM>rate</EM> of profit. </FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>This has certainly been born out
>>in the =
>>forest=20
>>industry here in BC. Where merger after merger has taken
>>place, =
>>and, while=20
>>the price of the product has increased over time, and there
>>are no =
>>doubt=20
>>'greater efficiencies' through the elimination of redundantcy , the
>>=
>>combined=20
>>entities never seem to achieve the same 'rate' of profit on
>>sales =
>>together=20
>>that the previous separate ones were achieving singularly. But
>>=
>>could they=20
>>have continued to achieve that 'rate' singularly had they not =
>>merged? No ~=20
>>they'd have gone exactly where they're still going, only
>>faster. =
>>Straight=20
>>into bankruptcy.</FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>It seems to me that a lot of this
>>is =
>>the exact=20
>>'meat and potatoes' that A+B is properly concerned with. And
>>that =
>>if we=20
>>could just understand what Douglas is telling us, we'd be well on
>>our =
>>way to=20
>>being able to push for a proper remedy.</FONT></DIV>
>><DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>><DIV><FONT face=3DArial size=3D2>Joe</FONT></DIV>
>><BLOCKQUOTE dir=3Dltr=20
>>style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; =
>>BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px">
>> <DIV style=3D"FONT: 10pt arial">----- Original Message -----
>></DIV>
>> <DIV=20
>> style=3D"BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: =
>>black"><B>From:</B>=20
>> <A title=3Dwmcgunn@maxnet.co.nz =
>>href=3D"mailto:wmcgunn@maxnet.co.nz">W.=20
>> McGunnigle</A> </DIV>
>> <DIV style=3D"FONT: 10pt arial"><B>To:</B> <A =
>>title=3Dsocialcredit@elistas.com=20
>>
>>href=3D"mailto:socialcredit@elistas.com">socialcredit@elistas.com</A>
>>=
>></DIV>
>> <DIV style=3D"FONT: 10pt arial"><B>Sent:</B> Sunday, January 08,
>>2006 =
>>9:55=20
>> PM</DIV>
>> <DIV style=3D"FONT: 10pt arial"><B>Subject:</B> Re:
>>[socialcredit] =
>>Putting it=20
>> all together</DIV>
>> <DIV><BR></DIV>
>> <DIV><FONT face=3DArial size=3D2>Hi Joe</FONT></DIV>
>> <DIV><FONT face=3DArial=20
>> size=3D2>
>>Your =
>>comment=20
>> about the "costs" for "Bank Services" is most interesting.
>>When =
>>my=20
>> commercial bank started charging me for services I didn't use I
>>told =
>>them=20
>> bluntly that I only expected to pay for services relevant to my
>>needs. =
>>Their=20
>> reply was virtually take it or leave it. My reply was get stuffed
>>then =
>>and I=20
>> found another bank who respected my views. </FONT></DIV>
>> <DIV><FONT face=3DArial =
>>size=3D2> =20
>> However your point about how banks have deliberately escalated
>>costs =
>>over the=20
>> last 20 years is well made. Once content with the substancial
>>profits =
>>they=20
>> made on loan servicing, they have exploited their monopoly of
>>money=20
>> transactions in our progressively "cashless society" to rip us
>>off =
>>even more.=20
>> The old "Robber Barons" have nothing on these modern =
>>parasites.</FONT></DIV>
>> <DIV><FONT face=3DArial size=3D2>
>>Bill=20
>> McGunnigle</FONT></DIV>
>> <BLOCKQUOTE dir=3Dltr=20
>> style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px;
>>=
>>BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px">
>> <DIV style=3D"FONT: 10pt arial">----- Original Message -----
>></DIV>
>> <DIV=20
>> style=3D"BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: =
>>black"><B>From:</B>=20
>> <A title=3Dthomsonhiyu@shaw.ca =
>>href=3D"mailto:thomsonhiyu@shaw.ca">Joe=20
>> Thomson</A> </DIV>
>> <DIV style=3D"FONT: 10pt arial"><B>To:</B> <A =
>>title=3Dsocialcredit@elistas.com=20
>> =
>>href=3D"mailto:socialcredit@elistas.com">socialcredit@elistas.com</A>
>>=
>></DIV>
>> <DIV style=3D"FONT: 10pt arial"><B>Sent:</B> Monday, January
>>09, =
>>2006 2:25=20
>> PM</DIV>
>> <DIV style=3D"FONT: 10pt arial"><B>Subject:</B> Re:
>>[socialcredit] =
>>Putting it=20
>> all together</DIV>
>> <DIV><BR></DIV>
>> <DIV><FONT face=3DArial size=3D2></FONT> </DIV>
>> <BLOCKQUOTE=20
>> style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT:
>>5px; =
>>BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px">
>> <DIV><FONT size=3D2></FONT> </DIV>
>> <DIV>(Martin wrote:-) I still like the idea of
>>organizing=20
>> "International Honesty Day" - a date (I suggest April 1st)
>>when as =
>>many=20
>> folks in the world as can be persuaded to do so ask to
>>withdraw =
>>their=20
>> deposits from the bank in cash "just to make sure they are
>>there". =
>>It=20
>> might be educational. </DIV>
>> <DIV> </DIV>
>> <DIV><FONT face=3DArial>(Joe replies:-) If I recall =
>>correctly, the=20
>> small print in the back of my old, original Bank of
>>Montreal =
>>passbook=20
>> stated that the Bank had up to seven days to come up with the
>>=
>>cash. =20
>> In any case, with what they nick us in service fees
>>now =
>>to make=20
>> a withdrawal, coupled with a further hit when we re-deposit =
>>it after=20
>> our 'protest' is over, they'd probably be laughing "all the
>>way to =
>>the=20
>> Bank!" </FONT></DIV>
>> <DIV><FONT face=3DArial></FONT> </DIV>
>> <DIV><FONT face=3DArial>I no longer have my old passbook, =
>>but I do=20
>> still have a little booklet that the B of M gave every new =
>>depositor when=20
>> they opened an account with them back in the early
>>1960's. =
>>It is=20
>> truly amazing how many services provided then, in the
>>pre-computer =
>>era, by=20
>> a Bank full of people, were 'free'. </FONT></DIV>
>> <DIV> </DIV></BLOCKQUOTE>
>> =
>><P><PRE>-----------------------------------------------------------------=
>>----
>>Some introductory materials to the discussion topic of this list
>>are at
>>http://www.geocities.com/socredus/compendium
>>You're subscribed to this list with the email wmcgunn@maxnet.co.nz
>>For more information, visit
>>http://www.eListas.com/list/socialcredit
>><P></P></PRE>
>> <P></P></BLOCKQUOTE>
>> =
>><P><PRE>-----------------------------------------------------------------=
>>----
>>Some introductory materials to the discussion topic of this list
>>are at
>>http://www.geocities.com/socredus/compendium
>>You're subscribed to this list with the email thomsonhiyu@shaw.ca
>>For more information, visit
>>http://www.eListas.com/list/socialcredit
>><P></P></PRE>
>> <P></P></BLOCKQUOTE></BODY></HTML>
>>
>>
>><p><pre>-------------------------------------------------------------------
>>--
>>Some introductory materials to the discussion topic of this list
>>are at
>>http://www.geocities.com/socredus/compendium
>>You're subscribed to this list with the email
>>kenpalmerton@cix.co.uk
>>For more information, visit
>>http://www.eListas.com/list/socialcredit
>><p></pre><p>
>>
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<DIV><FONT size=2>Frankly, I didn't get all that far. We had one game one
evening, and it taught me all I needed to know, and it was so depressing that to
make it into a "game" would be a misnomer. I later tried it on a group of
friends from Mensa - again with much the same result.</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>The chief thing is to make the Banker also a player, and
players deposit, say, half their currency in the bank for safe keeping. The
banker then makes loans - coutiously at first, because other players might be
smart enough to "break the bank". The banker charges 10% interest on loan
balances when "GO"is passed, and pays 5% interest on balances to depositors when
they pass "GO". He also has the right to demand repayment of loans as and when
he wishes. Most importantly, rent on property that is mortgaged gets paid to the
banker. There is also a Central Banker, who represents the State, selling
property and taking payment therefor, and issuing the $200 for passing "GO".
(I've not yet worked out how to also include the National Debt and interest
payments thereon, but I'm sure it could be done).</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>Progressively, the banker obtains more and more influence, and
can quite easily become the monopolist by the end of the game. </FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>Bank loans are kept on a sheet of paper for each player. I did
try this out one afternoon with a group of games players from my Mensa group -
it was wonderful to see the scales fall from their eyes as they beheld the
ultra-simple method by which bank money is created. I don't think they'd ever
thought of this before.</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV>Martin Hattersley<BR>1970-10123-99 St., <BR>EDMONTON AB CANADA<BR>Phone
(780)423-4081;Fax(780)425-5247<BR>e-mail: <A
href="mailto:hattersleyjm@interbaun.com">hattersleyjm@interbaun.com</A></DIV>
<BLOCKQUOTE
style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT:
#000000 2px solid; MARGIN-RIGHT: 0px">
<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=johngrawson@hotmail.com href="mailto:johngrawson@hotmail.com">John G
Rawson</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=socialcredit@elistas.com
href="mailto:socialcredit@elistas.com">socialcredit@elistas.com</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Friday, January 13, 2006 1:10
AM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> Re: [socialcredit] Putting it
all together</DIV>
<DIV><BR></DIV>
<DIV>
<P>Martin, how far did you go with the Monopoly game? I've been toying
for yers with the idea of a similar game run according to real life rules, to
show how the present system doesn't work. Without continual expansion etc.</P>
<P>I'd be interested in hearing more on this. Regards. <FONT
color=#339933 size=4>John R.</FONT></P>
<BLOCKQUOTE
style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #a0c6e5 2px solid;
MARGIN-RIGHT: 0px"><FONT
style="FONT-SIZE: 11px; FONT-FAMILY: tahoma,sans-serif">
<HR color=#a0c6e5 SIZE=1>
From: <I>"Martin Hattersley" <<A
href="mailto:hattersleyjm@interbaun.com">hattersleyjm@interbaun.com</A>></I><BR>Reply-To:
<I>socialcredit@elistas.com</I><BR>To:
<I><socialcredit@elistas.com></I><BR>Subject: <I>Re: [socialcredit]
Putting it all together</I><BR>Date: <I>Tue, 10 Jan 2006 21:42:37
-0700</I><BR>>Just one more thought on this. When I did my simulation of
banking <BR>>in a Monopoly game, one thing I noticed very quickly was
that income <BR>>from interest was not really a very big factor in the
bank's <BR>>profits. What really made the profit was to blow up the money
supply <BR>>with big loans, and then create a "credit squeeze" by calling
those <BR>>loans in, and so obtain foreclosed property at fire sale
prices. <BR>>These would then be sold again at a very good profit when
new credit <BR>>was created to bring about boom conditions once
more.<BR>><BR>>It's known as the "trade cycle"!<BR>><BR>>Martin
Hattersley<BR>>1970-10123-99 St.,<BR>>EDMONTON AB CANADA<BR>>Phone
(780)423-4081;Fax(780)425-5247<BR>>e-mail:
hattersleyjm@interbaun.com<BR>>----- Original Message ----- From:
"Kenneth Palmerton"
<BR>><kenpalmerton@cix.compulink.co.uk><BR>>To:
<socialcredit@elistas.com><BR>>Cc:
<kenpalmerton@cix.compulink.co.uk><BR>>Sent: Tuesday, January 10,
2006 9:28 AM<BR>>Subject: Re: [socialcredit] Putting it all
together<BR>><BR>><BR>>>In-Reply-To:
<001e01c61539$eeabe640$bad44246@cc.shawcable.net><BR>>>Hi
Joe.<BR>>><BR>>>Although we here in the UK have not yet gone the
way of Canada, <BR>>>most<BR>>>current accounts here do NOT
attract fees to operate, the writing <BR>>>is on<BR>>>our wall
too.<BR>>><BR>>>For me, if our banks DID merely act as our
bookkeepers, a valuable<BR>>>service, I for one think they are
entitled to be paid for that <BR>>>service.<BR>>>"Every labourer
is worthy of their hire ":-)<BR>>><BR>>>But, and it is a BIG
but. The history of the development of banking
<BR>>>leaves<BR>>>us with no option but the understanding that
at the centre of <BR>>>banking, its<BR>>>control, is the wish to
dominate by control of the ISSUE of the <BR>>>medium
of<BR>>>exchange we use.<BR>>><BR>>>An issue as debt, and
with a price upon that essential service <BR>>>that
has<BR>>>been created out of nothing. A price as high as can be
squeezed <BR>>>out of a<BR>>>needful population. Leading
inevitably to escalating indebtedness,
<BR>>>and<BR>>>slavery.<BR>>><BR>>>This is
extortion, and the price should be called what it is in
<BR>>>reality,<BR>>>USURY.<BR>>><BR>>>The two issues
have been allowed to become inextricably linked in
<BR>>>the<BR>>>minds of the people. We with our tiny current
accounts are the <BR>>>small beer<BR>>>of banking after all. So
maybe we should try to de link
them.<BR>>><BR>>>Ken.<BR>>><BR>>>-------- Original
Message
--------<BR>>><BR>>>X-Envelope-From:<BR>>>socialcredit-return-3339-kenpalmerton=cix.co.uk@elistas.comReceived:
<BR>>>from<BR>>>q23.elistas.net (q23.elistas.net
[216.66.20.147]) by<BR>>>mta05.mx.cix.co.uk (8.13.4/CIX/8.13.4) with
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<mailto:socialcredit@elistas.com><BR>>>Reply-To:
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for <BR>>>socialcredit@elistas.com;<BR>>>Mon, 09 Jan 2006
09:28:50 -0700 (MST)<BR>>>Date: Mon, 09 Jan 2006 08:29:58
-0800<BR>>>From: Joe Thomson
<thomsonhiyu@shaw.ca><BR>>>To:
socialcredit@elistas.com<BR>>>Message-id:
<001e01c61539$eeabe640$bad44246@cc.shawcable.net><BR>>>MIME-version:
1.0<BR>>>X-MIMEOLE: Produced By Microsoft MimeOLE
V6.00.2800.1106<BR>>>X-Mailer: Microsoft Outlook Express
6.00.2800.1106<BR>>>Content-type:
multipart/alternative;<BR>>>boundary="----=_NextPart_000_001B_01C614F6.E03DE1A0"<BR>>>X-Priority:
3<BR>>>X-MSMail-priority: Normal<BR>>>References:
<000501c60bee$9fe0a720$de5b22cf@martinh4><BR>>><000e01c60c95$d2e7b9e0$bad44246@cc.shawcable.net><BR>>><00bf01c60cef$b970c3d0$984722cf@martinh4><BR>>><002801c60e94$9f60aea0$bad44246@cc.shawcable.net><BR>>><00ab01c60f37$db424890$e423e5cf@martinh4><BR>>><004801c61012$818a0640$b86437d2@computer><BR>>><005e01c61093$de655e60$9c4722cf@martinh4><BR>>><004c01c61247$7534a440$cb6637d2@computer><BR>>><001801c6124e$a459dea0$807ba8c0@martinhmicron><BR>>><001201c6132a$e7814240$e06437d2@computer><BR>>><012201c61406$27c180f0$d66422cf@martinh4><BR>>><002601c614bb$8be33140$bad44246@cc.shawcable.net><BR>>><006001c614e1$54de74e0$5d6437d2@computer><BR>>>Subject:
Re: [socialcredit] Putting it all together<BR>>>X-Envelope-To:
kenpalmerton@cixcouk.cix.co.uk<BR>>>X-UIDL:
_EKF.batwDB.mta05.mx<BR>>><BR>>>------=_NextPart_000_001B_01C614F6.E03DE1A0<BR>>>Content-Type:
text/plain;<BR>>>
charset="iso-8859-1"<BR>>>Content-Transfer-Encoding:
quoted-printable<BR>>><BR>>>Hello Bill
(McGunnigle),<BR>>><BR>>>I think most of us, in noting how Banks
now charge us for what was <BR>>>once =<BR>>>'free', feel
exactly as you do. That they are 'parasites'. <BR>>>Amongst the
=<BR>>>few large chartered Banks in Canada that dominate the provision
of <BR>>>=<BR>>>financial services here, there are none now that
I'm aware of that <BR>>>=<BR>>>don't charge the depositor a
monthly fee for keeping his
<BR>>>account.=20<BR>>><BR>>>And they all, to my
knowledge, charge for each deposit and <BR>>>withdrawal.
=<BR>>>Though sometimes these charges are masked, by hiding them in
some =<BR>>>monthly 'Plan' fee, which gives access to a variety of
other <BR>>>services.<BR>>><BR>>>Be that as it may, and
however much we may all detest it, I think <BR>>>we =<BR>>>might
be wise to look beyond that. To the 'big picture'. And I <BR>>>wonder
=<BR>>>sometimes if Banks ''as businesses'' are not somewhat beset by
the <BR>>>same =<BR>>>problems every other business sector
faces? =20<BR>>><BR>>>It would seem to me that they would be.
Though they may well have <BR>>>a =<BR>>>much better opportunity
to try to pass costs on than the rest of us <BR>>>do, =<BR>>>it
occurs to me that those 'costs' must be continually rising
=<BR>>>nonetheless.=20<BR>>><BR>>>True, in dollar volume
through writing more loans the Banks' <BR>>>profits =<BR>>>have
never been higher. But if we viewed those 'loans' as their
=<BR>>>'sales', have their profits from that source as a percentage of
<BR>>>sales =<BR>>>actually increased? Or declined. I, myself,
do not know the <BR>>>answer to =<BR>>>that offhand. But I
strongly suspect the latter. Perhaps someone <BR>>>else
=<BR>>>on here may, and could inform us.<BR>>><BR>>>Just
looking at it superficially it seems that could be the case. <BR>>>For
=<BR>>>here in Canada, as elsewhere, there is the similar ''urge to
<BR>>>merge'' =<BR>>>amongst the big Banks as there is amongst
many other large <BR>>>businesses. I =<BR>>>think there is ample
evidence that that particular 'urge' , hidden <BR>>>under
=<BR>>>the guise of all the reasons given broadly as 'greater
efficiency', <BR>>>is =<BR>>>often no more than a quest for
survival in businesses that are <BR>>>actually =<BR>>>witnessing
a continuing decline in overall rate of
profit.=20<BR>>><BR>>>This has certainly been born out in the
forest industry here in BC. <BR>>> =<BR>>>Where merger after
merger has taken place, and, while the price of <BR>>>the
=<BR>>>product has increased over time, and there are no doubt
'greater =<BR>>>efficiencies' through the elimination of redundantcy ,
the combined <BR>>>=<BR>>>entities never seem to achieve the
same 'rate' of profit on sales =<BR>>>together that the previous
separate ones were achieving singularly. <BR>>>But =<BR>>>could
they have continued to achieve that 'rate' singularly had <BR>>>they
not =<BR>>>merged? No ~ they'd have gone exactly where they're still
going, <BR>>>only =<BR>>>faster. Straight into
bankruptcy.<BR>>><BR>>>It seems to me that a lot of this is the
exact 'meat and potatoes' <BR>>>that =<BR>>>A+B is properly
concerned with. And that if we could just <BR>>>understand
=<BR>>>what Douglas is telling us, we'd be well on our way to being
able <BR>>>to =<BR>>>push for a proper
remedy.<BR>>><BR>>>Joe<BR>>> ----- Original Message
-----=20<BR>>> From: W. McGunnigle=20<BR>>> To:
socialcredit@elistas.com=20<BR>>> Sent: Sunday, January 08, 2006 9:55
PM<BR>>> Subject: Re: [socialcredit] Putting it all
together<BR>>><BR>>><BR>>> Hi Joe<BR>>> Your comment
about the "costs" for "Bank Services" is <BR>>>most
=<BR>>>interesting. When my commercial bank started charging me for
<BR>>>services I =<BR>>>didn't use I told them bluntly that I
only expected to pay for <BR>>>services =<BR>>>relevant to my
needs. Their reply was virtually take it or leave <BR>>>it. My
=<BR>>>reply was get stuffed then and I found another bank who
respected <BR>>>my =<BR>>>views.=20<BR>>> However your
point about how banks have deliberately <BR>>>escalated
=<BR>>>costs over the last 20 years is well made. Once content with
the =<BR>>>substancial profits they made on loan servicing, they have
<BR>>>exploited =<BR>>>their monopoly of money transactions in
our progressively "cashless <BR>>>=<BR>>>society" to rip us off
even more. The old "Robber Barons" have <BR>>>nothing =<BR>>>on
these modern parasites.<BR>>> Bill McGunnigle<BR>>> -----
Original Message -----=20<BR>>> From: Joe Thomson=20<BR>>> To:
socialcredit@elistas.com=20<BR>>> Sent: Monday, January 09, 2006 2:25
PM<BR>>> Subject: Re: [socialcredit] Putting it all
together<BR>>><BR>>><BR>>><BR>>><BR>>> (Martin
wrote:-) I still like the idea of organizing =<BR>>>"International
Honesty Day" - a date (I suggest April 1st) when as <BR>>>many
=<BR>>>folks in the world as can be persuaded to do so ask to withdraw
<BR>>>their =<BR>>>deposits from the bank in cash "just to make
sure they are there". <BR>>>It =<BR>>>might be
educational.=20<BR>>><BR>>> (Joe replies:-) If I recall
correctly, the small print in the <BR>>>back =<BR>>>of my old,
original Bank of Montreal passbook stated that the Bank <BR>>>had
=<BR>>>up to seven days to come up with the cash. In any case, with
what <BR>>>they =<BR>>>nick us in service fees now to make a
withdrawal, coupled with a <BR>>>further =<BR>>>hit when we
re-deposit it after our 'protest' is over, they'd <BR>>>probably
=<BR>>>be laughing "all the way to the
Bank!"=20<BR>>><BR>>> I no longer have my old passbook, but I do
still have a <BR>>>little =<BR>>>booklet that the B of M gave
every new depositor when they opened <BR>>>an =<BR>>>account
with them back in the early 1960's. It is truly amazing <BR>>>how
=<BR>>>many services provided then, in the pre-computer era, by a Bank
<BR>>>full of =<BR>>>people, were 'free'.
=20<BR>>><BR>>><BR>>>---------------------------------------------------------------------<BR>>>Some
introductory materials to the discussion topic of this list <BR>>>are
at<BR>>>http://www.geocities.com/socredus/compendium<;BR>>>You're
subscribed to this list with the email wmcgunn@maxnet.co.nz<BR>>>For
more information, visit
<BR>>>http://www.eListas.com/list/socialcredit<;BR>>><BR>>><BR>>>---------------------------------------------------------------------<BR>>>Some
introductory materials to the discussion topic of this list <BR>>>are
at<BR>>>http://www.geocities.com/socredus/compendium<;BR>>>You're
subscribed to this list with the email thomsonhiyu@shaw.ca<BR>>>For
more information, visit
<BR>>>http://www.eListas.com/list/socialcredit<;BR>>><BR>>><BR>>><BR>>>---------------------------------------------------------------------<BR>>>Some
introductory materials to the discussion topic of this list <BR>>>are
at<BR>>>http://www.geocities.com/socredus/compendium<;BR>>>You're
subscribed to this list with the email
<BR>>>kenpalmerton@cix.co.uk<BR>>>For more information, visit
<BR>>>http://www.eListas.com/list/socialcredit<;BR>>><BR>>>------=_NextPart_000_001B_01C614F6.E03DE1A0<BR>>>Content-Type:
text/html;<BR>>>
charset="iso-8859-1"<BR>>>Content-Transfer-Encoding:
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"-//W3C//DTD HTML 4.0
Transitional//EN"><BR>>><HTML><HEAD><BR>>><META
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name=3DGENERATOR><BR>>><STYLE></STYLE><BR>>></HEAD><BR>>><BODY
bgColor=3D#ffffff><BR>>><DIV><FONT face=3DArial
size=3D2>Hello Bill
<BR>>>(McGunnigle),</FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2>I think most of us, in noting how <BR>>>Banks
=<BR>>>now charge=20<BR>>>us for what was once 'free', feel
exactly as you do. That <BR>>>they are
=<BR>>><BR>>>'parasites'. Amongst the few large
chartered Banks in Canada <BR>>>that
=<BR>>>dominate=20<BR>>>the provision of financial services
here, there are none now <BR>>>that
=<BR>>>I'm=20<BR>>>aware of that don't charge the
depositor a monthly fee for <BR>>>keeping
=<BR>>>his=20<BR>>>account. </FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2> And they all, to my
<BR>>>knowledge, =<BR>>>charge for=20<BR>>>each deposit
and withdrawal. Though sometimes these charges <BR>>>are
=<BR>>>masked, by=20<BR>>>hiding them in some monthly 'Plan'
fee, which gives access to a <BR>>>variety =<BR>>>of
other=20<BR>>>services.</FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2>Be that as it may, and however <BR>>>much we
=<BR>>>may all=20<BR>>>detest it, I think we might be wise to
look beyond that. To <BR>>>the
=<BR>>>'big=20<BR>>>picture'. And I wonder sometimes
if Banks ''as businesses'' <BR>>>are
=<BR>>>not=20<BR>>>somewhat beset by the same problems every
other business sector
=<BR>>>faces? =20<BR>>></FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2>It would seem to me that they <BR>>>would
=<BR>>>be. =20<BR>>>Though they may well have a much
better opportunity to try to pass <BR>>>costs =<BR>>>on
than=20<BR>>>the rest of us do, it occurs to me that those 'costs'
must be =<BR>>>continually
rising=20<BR>>>nonetheless. </FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2> True, in dollar volume
<BR>>>through =<BR>>>writing more=20<BR>>>loans the Banks'
profits have never been higher. But if we <BR>>>viewed
=<BR>>>those=20<BR>>>'loans' as their 'sales', have their
profits from that source as
<BR>>>a=20<BR>>><EM>percentage</EM> of sales
actually increased? Or =<BR>>>declined.
I,=20<BR>>>myself, do not know the answer to that offhand.
But I =<BR>>>strongly=20<BR>>>suspect the
latter. Perhaps someone else on here may, and <BR>>>could
=<BR>>>inform=20<BR>>>us.</FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2>Just looking at it
<BR>>>superficially =<BR>>>it seems that=20<BR>>>could be
the case. For here in Canada, as elsewhere, there is
<BR>>>the =<BR>>>similar=20<BR>>>''urge to merge'' amongst
the big Banks as there is amongst many <BR>>>other
=<BR>>>large=20<BR>>>businesses. I think there is ample
evidence that that <BR>>>particular=20<BR>>>'urge' ,
hidden under the guise of all the reasons given <BR>>>broadly as
=<BR>>><BR>>>'greater efficiency', is often no more than a quest
for survival in <BR>>>=<BR>>>businesses=20<BR>>>that are
actually witnessing a continuing <EM>decline</EM> in
<BR>>>overall=20<BR>>><EM>rate</EM> of
profit. </FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2>This has certainly been born out <BR>>>in the
=<BR>>>forest=20<BR>>>industry here in BC. Where
merger after merger has taken <BR>>>place, =<BR>>>and,
while=20<BR>>>the price of the product has increased over
time, and there <BR>>>are no =<BR>>>doubt=20<BR>>>'greater
efficiencies' through the elimination of redundantcy , the
<BR>>>=<BR>>>combined=20<BR>>>entities never seem
to achieve the same 'rate' of profit on <BR>>>sales
=<BR>>>together=20<BR>>>that the previous separate ones were
achieving singularly. But <BR>>>=<BR>>>could
they=20<BR>>>have continued to achieve that 'rate' singularly had they
not =<BR>>>merged? No ~=20<BR>>>they'd have gone
exactly where they're still going, only <BR>>>faster.
=<BR>>>Straight=20<BR>>>into
bankruptcy.</FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial size=3D2>It seems to me that a lot of this <BR>>>is
=<BR>>>the exact=20<BR>>>'meat and potatoes' that A+B is
properly concerned with. And <BR>>>that =<BR>>>if
we=20<BR>>>could just understand what Douglas is telling us, we'd be
well on <BR>>>our =<BR>>>way to=20<BR>>>being able to push
for a proper remedy.</FONT></DIV><BR>>><DIV><FONT
face=3DArial
size=3D2></FONT> </DIV><BR>>><DIV><FONT
face=3DArial
size=3D2>Joe</FONT></DIV><BR>>><BLOCKQUOTE
dir=3Dltr=20<BR>>>style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px;
MARGIN-LEFT: 5px; =<BR>>>BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT:
0px"><BR>>> <DIV style=3D"FONT: 10pt arial">----- Original
Message ----- <BR>>></DIV><BR>>> <DIV=20<BR>>>
style=3D"BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color:
=<BR>>>black"><B>From:</B>=20<BR>>> <A
title=3Dwmcgunn@maxnet.co.nz
=<BR>>>href=3D"mailto:wmcgunn@maxnet.co.nz">W.=20<BR>>>
McGunnigle</A> </DIV><BR>>> <DIV style=3D"FONT: 10pt
arial"><B>To:</B> <A
=<BR>>>title=3Dsocialcredit@elistas.com=20<BR>>>
<BR>>>href=3D"mailto:socialcredit@elistas.com">socialcredit@elistas.com</A>
<BR>>>=<BR>>></DIV><BR>>> <DIV style=3D"FONT:
10pt arial"><B>Sent:</B> Sunday, January 08, <BR>>>2006
=<BR>>>9:55=20<BR>>> PM</DIV><BR>>> <DIV
style=3D"FONT: 10pt arial"><B>Subject:</B> Re:
<BR>>>[socialcredit] =<BR>>>Putting it=20<BR>>> all
together</DIV><BR>>>
<DIV><BR></DIV><BR>>> <DIV><FONT
face=3DArial size=3D2>Hi Joe</FONT></DIV><BR>>>
<DIV><FONT face=3DArial=20<BR>>>
size=3D2>
<BR>>>Your =<BR>>>comment=20<BR>>> about the "costs" for
"Bank Services" is most interesting. <BR>>>When
=<BR>>>my=20<BR>>> commercial bank started charging me for
services I didn't use I <BR>>>told =<BR>>>them=20<BR>>>
bluntly that I only expected to pay for services relevant to my
<BR>>>needs. =<BR>>>Their=20<BR>>> reply was virtually
take it or leave it. My reply was get stuffed <BR>>>then
=<BR>>>and I=20<BR>>> found another bank who respected my views.
</FONT></DIV><BR>>> <DIV><FONT face=3DArial
=<BR>>>size=3D2> =20<BR>>>
However your point about how banks have deliberately escalated
<BR>>>costs =<BR>>>over the=20<BR>>> last 20 years is well
made. Once content with the substancial <BR>>>profits
=<BR>>>they=20<BR>>> made on loan servicing, they have exploited
their monopoly of <BR>>>money=20<BR>>> transactions in our
progressively "cashless society" to rip us <BR>>>off =<BR>>>even
more.=20<BR>>> The old "Robber Barons" have nothing on these modern
=<BR>>>parasites.</FONT></DIV><BR>>>
<DIV><FONT face=3DArial
size=3D2>
<BR>>>Bill=20<BR>>>
McGunnigle</FONT></DIV><BR>>> <BLOCKQUOTE
dir=3Dltr=20<BR>>> style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px;
MARGIN-LEFT: 5px; <BR>>>=<BR>>>BORDER-LEFT: #000000 2px solid;
MARGIN-RIGHT: 0px"><BR>>> <DIV style=3D"FONT: 10pt
arial">----- Original Message ----- <BR>>></DIV><BR>>>
<DIV=20<BR>>> style=3D"BACKGROUND: #e4e4e4; FONT: 10pt arial;
font-color: =<BR>>>black"><B>From:</B>=20<BR>>>
<A title=3Dthomsonhiyu@shaw.ca
=<BR>>>href=3D"mailto:thomsonhiyu@shaw.ca">Joe=20<BR>>>
Thomson</A> </DIV><BR>>> <DIV style=3D"FONT: 10pt
arial"><B>To:</B> <A
=<BR>>>title=3Dsocialcredit@elistas.com=20<BR>>>
=<BR>>>href=3D"mailto:socialcredit@elistas.com">socialcredit@elistas.com</A>
<BR>>>=<BR>>></DIV><BR>>> <DIV style=3D"FONT:
10pt arial"><B>Sent:</B> Monday, January <BR>>>09,
=<BR>>>2006 2:25=20<BR>>> PM</DIV><BR>>> <DIV
style=3D"FONT: 10pt arial"><B>Subject:</B> Re:
<BR>>>[socialcredit] =<BR>>>Putting it=20<BR>>> all
together</DIV><BR>>>
<DIV><BR></DIV><BR>>> <DIV><FONT
face=3DArial size=3D2></FONT> </DIV><BR>>>
<BLOCKQUOTE=20<BR>>> style=3D"PADDING-RIGHT: 0px; PADDING-LEFT:
5px; MARGIN-LEFT: <BR>>>5px; =<BR>>>BORDER-LEFT: #000000 2px
solid; MARGIN-RIGHT: 0px"><BR>>> <DIV><FONT
size=3D2></FONT> </DIV><BR>>>
<DIV>(Martin wrote:-) I still like the idea of
<BR>>>organizing=20<BR>>> "International Honesty Day" - a date
(I suggest April 1st) <BR>>>when as =<BR>>>many=20<BR>>>
folks in the world as can be persuaded to do so ask to <BR>>>withdraw
=<BR>>>their=20<BR>>> deposits from the bank in cash "just to
make sure they are <BR>>>there". =<BR>>>It=20<BR>>> might
be educational. </DIV><BR>>>
<DIV> </DIV><BR>>> <DIV><FONT
face=3DArial>(Joe replies:-) If I recall =<BR>>>correctly,
the=20<BR>>> small print in the back of my old, original Bank
of <BR>>>Montreal =<BR>>>passbook=20<BR>>> stated that the
Bank had up to seven days to come up with the
<BR>>>=<BR>>>cash. =20<BR>>> In any case, with
what they nick us in service fees <BR>>>now
=<BR>>>to make=20<BR>>> a withdrawal, coupled with a further hit
when we re-deposit =<BR>>>it after=20<BR>>> our
'protest' is over, they'd probably be laughing "all the <BR>>>way to
=<BR>>>the=20<BR>>> Bank!" </FONT></DIV><BR>>>
<DIV><FONT
face=3DArial></FONT> </DIV><BR>>>
<DIV><FONT face=3DArial>I no longer have my old passbook,
=<BR>>>but I do=20<BR>>> still have a little booklet
that the B of M gave every new =<BR>>>depositor when=20<BR>>>
they opened an account with them back in the early
<BR>>>1960's. =<BR>>>It is=20<BR>>> truly
amazing how many services provided then, in the <BR>>>pre-computer
=<BR>>>era, by=20<BR>>> a Bank full of people, were
'free'. </FONT></DIV><BR>>>
<DIV> </DIV></BLOCKQUOTE><BR>>>
=<BR>>><P><PRE>-----------------------------------------------------------------=<BR>>>----<BR>>>Some
introductory materials to the discussion topic of this list <BR>>>are
at<BR>>>http://www.geocities.com/socredus/compendium<;BR>>>You're
subscribed to this list with the email wmcgunn@maxnet.co.nz<BR>>>For
more information, visit
<BR>>>http://www.eListas.com/list/socialcredit<;BR>>><P></P></PRE><BR>>>
<P></P></BLOCKQUOTE><BR>>>
=<BR>>><P><PRE>-----------------------------------------------------------------=<BR>>>----<BR>>>Some
introductory materials to the discussion topic of this list <BR>>>are
at<BR>>>http://www.geocities.com/socredus/compendium<;BR>>>You're
subscribed to this list with the email thomsonhiyu@shaw.ca<BR>>>For
more information, visit
<BR>>>http://www.eListas.com/list/socialcredit<;BR>>><P></P></PRE><BR>>>
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